Terms of Service

Last Updated: May 12, 2026

Agreement to Terms

These Terms of Service ("Terms") are a binding agreement between you and David Zapencki, doing business as Online Nurse Training ("we," "our," or "us"), governing your access to and use of our website, mobile applications, courses, books, email communications, and related products and services (collectively, the "Services").

By accessing or using any of the Services — including creating an account, downloading a free guide, making a purchase, or simply browsing onlinenursetraining.com — you agree to be bound by these Terms. If you do not agree, do not use the Services.

Scope of Services

These Terms apply to:

Some products are sold through third-party platforms (Amazon, Apple App Store, Google Play Store, Udemy). Purchases through these platforms are also governed by those platforms' terms, which apply in addition to ours.

Eligibility

You must be at least 18 years old to create an account or make a purchase. By using the Services, you represent and warrant that:

If you are using the Services on behalf of an organization or educational institution, you represent that you are authorized to accept these Terms on its behalf.

Accounts

Creating an Account

Some Services require an account. To create one, you provide an email address, password, and any other information requested.

Account Responsibilities

You are responsible for:

Account Restrictions

You may not:

Violation may result in immediate account termination.

Purchases and Payment

We sell products through several channels, each with its own payment processing. Specific pricing for each product is shown at the point of purchase. Prices are listed in U.S. Dollars unless otherwise noted. Taxes may apply based on your location.

Direct Website Purchases

Some products (such as our Quick-Start Bundles and direct course enrollments) are sold directly on the Online Nurse Training website, with payment processed by Stripe. When you make a direct purchase:

App Purchases (Apple App Store and Google Play Store)

In-app purchases and any subscriptions in our mobile applications are processed by Apple or Google, not by us. We do not receive or store your payment information. App-store purchases are governed by the App Store or Play Store terms in addition to these Terms.

Most of our apps offer one-time lifetime unlocks (no recurring charges). Some products may offer subscription pricing instead; details and exact pricing are displayed within the app at purchase.

For any in-app subscription: auto-renewal is enabled by default through the App Store or Play Store. You can disable auto-renewal at any time through your App Store or Play Store subscription settings. We do not have the ability to enable, disable, or modify these subscriptions on your behalf.

Book Purchases (Amazon)

Our paperback and ebook workbooks are sold by Amazon. Amazon processes payment, fulfills delivery, and handles all customer service for those purchases. Amazon's terms and refund policies apply to book sales.

Course Purchases on Udemy

Courses sold through Udemy are governed by Udemy's terms, including Udemy's refund policy. We do not directly handle Udemy course transactions.

Refund Policy

Direct Website Purchases

For purchases made directly on onlinenursetraining.com via Stripe, we offer a 30-day no-questions-asked refund policy from the date of purchase. To request a refund:

The refund will be issued to the original payment method. Once refunded, access to the purchased product will be revoked.

App Store and Play Store Purchases

All app store refund requests must go through Apple or Google directly. We do not process these refunds and cannot override Apple's or Google's refund decisions:

Amazon Book Purchases

Book refunds are handled by Amazon under Amazon's own policies. Contact Amazon directly for book refund requests.

Udemy Course Purchases

Udemy's 30-day refund policy applies to courses purchased through Udemy. Contact Udemy support for refund requests.

Educational Content Disclaimer

IMPORTANT: READ CAREFULLY

Our products are educational study aids for nursing students and healthcare professionals. They are designed to supplement formal nursing education, not replace it. Specifically, our products:

By using the Services, you acknowledge and agree that:

Content Accuracy

We strive for accuracy and regularly review our content, but we make no guarantee that all information is error-free, current, or complete. Calculation methods, drug information, and clinical practices may vary by institution, region, or current evidence. You are responsible for verifying all information with authoritative and current sources.

If you find errors, please report them to support@onlinenursetraining.com.

Intellectual Property

Our Content

All content in the Services — quiz questions, rationales, practice exams, lecture videos, slide decks, workbook content, written guides, software code, designs, logos, branding, and organization — is owned by David Zapencki d/b/a Online Nurse Training or our licensors, and is protected by United States and international copyright, trademark, and other intellectual property laws.

Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for your personal, non-commercial educational use, subject to these Terms. This license does not include any right to:

Restrictions

You expressly agree NOT to:

Violation may result in immediate account termination, forfeiture of fees paid, and legal action.

Trademark Notice

"Online Nurse Training" is a trademark registered with the State of Wisconsin. Other names and marks used in the Services may be trademarks of their respective owners.

User Submissions

If you submit feedback, suggestions, error reports, or other content to us, you grant us a worldwide, perpetual, irrevocable, royalty-free license to use, modify, and incorporate that content into the Services without compensation. We are not obligated to use or implement any suggestions you submit.

Prohibited Conduct

You agree not to use the Services to:

Third-Party Services and Links

The Services integrate with and link to third-party services, including Stripe, Apple App Store, Google Play Store, RevenueCat, Vercel, Cloudflare R2, Kit, and others (see our Privacy Policy for the full list). Your use of any third-party service is subject to that party's own terms of service. We are not responsible for the content, accuracy, availability, or practices of third parties.

Disclaimer of Warranties

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING:

WE DO NOT WARRANT THAT THE SERVICES WILL MEET YOUR SPECIFIC NEEDS, THAT USE OF THE SERVICES WILL RESULT IN PASSING ANY EXAMINATION, OR THAT THE SERVICES WILL BE AVAILABLE AT ALL TIMES WITHOUT INTERRUPTION.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SO SOME OF THESE EXCLUSIONS MAY NOT APPLY TO YOU.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, NEITHER ONLINE NURSE TRAINING NOR DAVID ZAPENCKI SHALL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING:

OUR TOTAL LIABILITY TO YOU FOR ANY CLAIM ARISING FROM OR RELATED TO THESE TERMS OR THE SERVICES SHALL NOT EXCEED THE GREATER OF: (a) THE AMOUNT YOU PAID TO US IN THE 12 MONTHS PRECEDING THE CLAIM, OR (b) $100 USD.

THESE LIMITATIONS APPLY WHETHER LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER BASIS, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

SOME JURISDICTIONS DO NOT ALLOW LIMITATIONS ON INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO SOME OF THESE LIMITATIONS MAY NOT APPLY TO YOU.

Indemnification

You agree to indemnify, defend, and hold harmless David Zapencki, Online Nurse Training, and our agents and licensors from any claims, damages, losses, liabilities, and expenses (including reasonable attorney's fees) arising from:

Termination

Termination by You

You may terminate your account at any time by:

Upon account closure, you retain access to any one-time-purchase content for the period or scope you purchased, subject to our continued operation of the relevant service.

Termination by Us

We reserve the right to suspend or terminate your account and access to the Services immediately, with or without notice, for any reason, including:

Upon termination by us for cause, no refunds will be issued. For good-faith refund requests within the applicable refund window, see our Refund Policy above.

Modifications

To the Services

We reserve the right to:

To These Terms

We may update these Terms from time to time. When we do, we will:

Your continued use of the Services after updates are posted constitutes acceptance of the updated Terms. If you disagree with changes, stop using the Services and close your account.

Governing Law and Dispute Resolution

Governing Law

These Terms and any disputes arising from them or the Services are governed by the laws of the State of Wisconsin, United States, without regard to conflict-of-law provisions.

Informal Resolution First

Before filing any formal legal action, you agree to contact us at support@onlinenursetraining.com to attempt informal resolution. We will attempt to respond within 7 business days. Both parties agree to negotiate in good faith for at least 30 days before pursuing formal legal action.

Jurisdiction and Venue

Any legal action arising from these Terms or the Services shall be brought exclusively in the state or federal courts located in Milwaukee County, Wisconsin. You consent to personal jurisdiction in such courts.

Class Action Waiver

YOU AND ONLINE NURSE TRAINING AGREE THAT ANY DISPUTE WILL BE RESOLVED ON AN INDIVIDUAL BASIS AND NOT AS A CLASS ACTION, CONSOLIDATED ACTION, OR REPRESENTATIVE ACTION. You waive any right to participate in a class action or class-wide arbitration.

Limitation on Time to File Claims

Any claim arising from these Terms or the Services must be filed within one (1) year after the claim arose, or it will be permanently barred.

DMCA Copyright Policy

We respect intellectual property rights. If you believe content in the Services infringes your copyright, send a DMCA notice to support@onlinenursetraining.com including:

We will respond to valid DMCA notices as required by law and may remove or disable access to allegedly infringing material.

General Provisions

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Online Nurse Training regarding the Services and supersede any prior agreements.

Severability

If any provision of these Terms is found invalid or unenforceable, the remaining provisions remain in full force. The invalid provision will be modified to the minimum extent necessary to be enforceable.

Waiver

Our failure to enforce any right or provision of these Terms is not a waiver of that right. Waivers are only effective if in writing and signed by us.

Assignment

You may not assign these Terms or your rights under them without our written consent. We may assign these Terms, in whole or in part, without restriction (for example, in connection with a business transition).

Force Majeure

We are not liable for failure to perform under these Terms due to causes beyond our reasonable control, including natural disasters, severe weather, war, civil unrest, government actions, strikes, network failures, cyber attacks, pandemics, and failures of third-party services.

Survival

Sections that by their nature should survive termination — including Intellectual Property, Disclaimer of Warranties, Limitation of Liability, Indemnification, Governing Law and Dispute Resolution, and General Provisions — survive any termination of these Terms.

Headings

Section headings are for convenience only and have no legal or contractual effect.

Language

These Terms are written in English. Translations, if any, are for convenience. The English version controls in any conflict.

Contact for Legal Notices

All legal notices, DMCA notices, subpoenas, and formal legal correspondence should be sent to:

David Zapencki d/b/a Online Nurse Training
361 Falls Rd #70086
Grafton, WI 53024
United States

Email: support@onlinenursetraining.com

Acknowledgment

BY CREATING AN ACCOUNT, MAKING A PURCHASE, OR OTHERWISE USING THE SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF SERVICE, UNDERSTAND THEM, AND AGREE TO BE BOUND BY THEM. IF YOU DO NOT AGREE, DO NOT USE THE SERVICES.